Salary planner
Split your salary into bills, savings and everyday spending, and see what that means per day.
Short answer: subtract fixed bills, then set aside savings, and divide what's left by 30 to get a daily spending figure. Multiply by 7 for a weekly one.
MoneyBook tracks every spend against this plan, in two taps.
Download MoneyBookBills first, then savings, then the rest
Most salary plans fail in the same place: everyday spending is whatever's left in the account, so it quietly eats the savings and the last week before pay day. Planning in this order fixes that. Fixed bills come off first because they're not optional. Savings come next, as if they were a bill you pay yourself. Only then is the remainder yours to spend, and dividing it by the days in the month makes it a number you can actually use.
Yearly costs belong in the monthly plan
Rent paid by cheque, school fees in terms, insurance and an annual flight home all land in one month but belong to the whole year. Divide each by 12 and add it to your bills, so the month it's due feels like any other. MoneyBook's rent space does this automatically for rent.
How does your split compare with 50/30/20?
The 50/30/20 rule suggests about 50% for needs, 30% for wants and 20% for savings. It's a useful check, not a law; where housing is expensive, needs often take more. Read the 50/30/20 rule vs a daily spending limit and how to budget your salary in the UAE, or turn your plan into a live number with the daily budget calculator.
Questions
How should I split my salary?
Take out fixed bills first, then a savings amount you can keep up, and treat what's left as everyday spending. A common starting point is 50/30/20: about half for needs, 30% for wants and 20% for savings.
How is the per-day figure worked out?
Everyday spending ÷ 30, so it's a steady figure for a typical month. MoneyBook uses the real number of days until your pay day and updates it daily.
What if my bills are more than half my salary?
That's common where rent is high. The split still works: keep savings realistic and let the daily number keep the rest in check.
Track every spend against your plan.
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